Skip to content
TeslaWrapper
Start your wrapStart
Commute math

What a long commute costsin gas, and in a Tesla.

Enter your commute and compare a month of gasoline with a month of charging a Tesla Model Y at home.

Commute calculator

Your commute

Example.

Example.

Default $4.1307. AAA, West Virginia regular average, as of November 5, 2026.

Default $0.1631. EIA, West Virginia residential average, August 2026, preliminary.

Default 31. EPA, 2026 Honda CR-V AWD highway, not the hybrid, read November 5, 2026.

Default 26.2. EPA, 2026 Model Y Standard RWD (18in Wheels), highway, read November 5, 2026.

Tesla, read November 5, 2026. Before tax.

Your month

Monthly miles
2,520
Monthly gas cost
$335.79
Monthly home-charging cost
$107.69
Monthly difference
$228.10

Gas cost minus home-charging cost.

Fuel and electricity only. Not insurance or financial advice. Not affiliated with Tesla. Nothing you type is stored or sent. Model names are EPA's.

The math, shown

Sixty miles each way.

A worked example: 2,520 miles over 21 work days. Gasoline: $4.1307 a gallon (AAA, West Virginia, as of November 5, 2026). Home electricity: 16.31 cents per kWh (EIA, West Virginia, August 2026, preliminary).

Home charging: $107.69 in the Model Y Standard RWD (18in Wheels), $120.84 in the Long Range AWD.

Gasoline vehicleGas per monthDifference vs Standard RWDDifference vs Long Range AWD
Honda Civic, 41 MPG$253.89$146.20$133.05
Honda CR-V AWD, 31 MPG$335.79$228.10$214.95
Ford F150 4WD, 23 MPG$452.58$344.89$331.74
Toyota Camry hybrid, 49 MPG$212.44$104.75$91.60

Model names are EPA's.

Fuel and electricity only, with every mile charged at home. EPA highway test figures: cold, speed and hills raise real use. Not a measured result.

At 80 miles each way

A second worked example: 80 miles each way is 3,360 miles a month, at the same prices (gasoline as of November 5, 2026; electricity August 2026, preliminary). Home charging: $143.58 in the Standard RWD (18in Wheels), $161.12 in the Long Range AWD.

Gasoline vehicleGas per monthDifference vs Standard RWDDifference vs Long Range AWD
Honda Civic, 41 MPG$338.52$194.94$177.40
Honda CR-V AWD, 31 MPG$447.71$304.13$286.59
Ford F150 4WD, 23 MPG$603.44$459.86$442.32
Toyota Camry hybrid, 49 MPG$283.25$139.67$122.13

Model names are EPA's.

What this leaves out

This is fuel and electricity only, with every mile charged at home and EPA highway figures on both sides.

Purchase price, financing, depreciation, insurance, tires, registration, and a home charger with its installation are not counted.

Neither is the FSD (Supervised) subscription. At $99 a month it is more than the $91.60 difference between the Camry hybrid and the Long Range AWD on this commute.

EPA highway figures come from a standard test. Interstate speed, cold, heat, rain, snow and hills raise consumption for both kinds of vehicle.

16.31 cents is a statewide monthly average, not your utility’s rate plan.

Gasoline is one day’s average. West Virginia regular was $2.9672 a year earlier; at that price every gasoline figure here falls by about 28%.

Supercharging changes the result. Tesla publishes no single Supercharger rate: each site’s price is shown in the Tesla app and on the touchscreen. Tesla calls Superchargers “ideal for long distance travel” and points daily commuters to home charging.

How the figures are measured

EPA lists the Standard RWD (18in Wheels) at 26.2 kWh per 100 miles on the highway and the Long Range AWD at 29.4.

The Model Y figures are measured at the wall and already include home-charging losses. EPA: “Note: MPGe values provided by EPA include charging losses.” That covers Level 2 AC charging, not Supercharging.

The names are EPA’s. Tesla sells the same cars under different trim names, and only one match is confirmed: Tesla’s 321-mile Model Y RWD with 18-inch wheels is EPA’s Standard RWD (18in Wheels). For any other trim, check Tesla’s current terms.

Insurance

How the Safety Score works.

Tesla Insurance prices partly on how you drive, through a Safety Score built on seven factors: hard braking, aggressive turning, unsafe following, excessive speeding, late-night driving, forced Autosteer or FSD (Supervised) disengagement, and unbuckled driving.

Tesla: “Miles driven with FSD (Supervised) engaged receive a Safety Score of 100”.

Tesla also prices on miles driven, and states: “Driving fewer miles lowers your premium.” More miles raise it, so a long commute works against you.

Tesla lists fifteen states: Arizona, California, Colorado, Florida, Illinois, Indiana, Maryland, Minnesota, Nevada, Ohio, Oregon, Tennessee, Texas, Utah and Virginia. In California, Tesla’s real-time pricing on driving behavior is not available. West Virginia is not on Tesla’s list, so Tesla Insurance is not offered there.

One owner’s personal experience, not a rate. TeslaWrapper’s owner: “my quote for December may be around $80/month for two vehicles (about $40 per vehicle).” Tentative, and his alone. Tesla says insuring more than one vehicle earns a discount, and this quote is for two. Your price depends on your state, driving and coverage.

The seven thresholds

Tesla calls the score “a value between 0 and 100, where a higher score indicates safer driving”. It combines up to 30 days of driving, and each Tesla has its own.

  • Hard braking: more than 0.3g.
  • Aggressive turning: more than 0.4g.
  • Unsafe following: under one second behind the vehicle ahead, at 50 mph or more.
  • Excessive speeding: over 85 mph, or 20% faster than the vehicle ahead when it is over 25 mph and within 100 meters.
  • Late-night driving: 11 PM to 4 AM.
  • Forced Autosteer or FSD (Supervised) disengagement: after three warnings for inattention.
  • Unbuckled driving: over 10 mph without the driver’s seatbelt.
Speed profiles and the score

The owner’s personal experience, in his words, with the feature’s full name added: When I drove in a faster FSD (Supervised) speed mode, my score showed more red. When I drove calmer, it went back up. He does not say the setting caused it.

What Tesla documents: none of the Tesla pages listed under Sources says a speed profile affects the Safety Score or the premium. The score is measured on miles driven without FSD (Supervised) engaged. Hard braking, aggressive turning, unsafe following and excessive speeding are not counted while it is engaged; late-night driving and forced disengagements still are. Events while the accelerator is pressed on Traffic-Aware Cruise Control count, and Trip View labels them “Acceleration Override”.

What else moves the price

Tesla’s pricing inputs: the vehicle, garaging address, miles driven, the coverage chosen, the monthly Safety Score and FSD (Supervised) usage.

Tesla: “Currently, FSD (Supervised) usage to lower your insurance premium is only available in select states.” Tesla does not name them, and says Safety Score changes “may be capped in some states.” Check Tesla’s current terms.

Tesla prices on your garaging address. Nothing on Tesla’s pages says a car garaged in West Virginia can be insured through Tesla Insurance because its owner works in Virginia. For any other route, check Tesla’s current terms.

Driver assistance

FSD (Supervised): you are still the driver.

You are driving at all times with FSD (Supervised) engaged. You must stay attentive, keep your eyes on the road and be ready to take over at all times.

“You must remain attentive and be ready to take over at all times while Full Self-Driving (Supervised) is engaged.”

“You are driving Model Y at all times.”

Tesla Model Y Owner’s Manual
More from Tesla

Tesla lists it at $99 a month, by subscription only. Tesla says price and feature availability are subject to change, and that the listed price excludes tax.

Tesla’s support page: “Currently enabled features require active driver supervision and do not make the vehicle autonomous.” The manual adds that the cabin camera monitors your attentiveness while it is engaged, and that cannot be switched off.

The manual: “Do not use handheld devices while using Self-Driving features.” Ignored warnings switch the feature off for the rest of the drive, and repeated strikeouts suspend it for a week. For how many, check Tesla’s current terms.

Ownership

Reliability and ownership.

Tesla: “Unlike gasoline cars, Tesla vehicles require no traditional oil changes, fuel system maintenance, spark plug replacements or emission checks.”

Tesla recommends

  • Tire rotation every 6,250 miles: about every 2.5 months at 2,520 miles a month.
  • Cabin air filter every 2 years.

Basic warranty: “4 years or 50,000 miles, whichever comes first.” At 2,520 miles a month that is about 20 months.

Fine print

Tesla also recommends testing the brake fluid every 4 years and replacing wiper blades every year.

Battery and drive unit: 8 years or 100,000 miles on Model Y RWD and AWD, or 120,000 on Premium and Performance trims, with a minimum of 70% battery capacity retention. At 2,520 miles a month, 100,000 miles is about 40 months.

Brake cleaning and lubrication every year or 12,500 miles where roads are salted in winter. Tesla’s footnote: “For Model Y vehicles produced after February 2025, brake lubrication is not required.”

Tesla on software: “Tesla vehicles regularly receive over-the-air software updates that add new features and enhance existing ones over Wi-Fi.” The car cannot be driven or charged while an update installs.

Tesla says brake pad replacements “are rare” because regenerative braking reduces wear, and that battery coolant does not need replacing for the life of the vehicle under most circumstances.

Also covered: the restraint system for 5 years or 60,000 miles, and rust perforation for 12 years with unlimited miles. Warranty work must be done at a Tesla Service Center.

Tesla calls its own summary “general knowledge”: the document supplied with the vehicle governs. For exclusions and what happens below 70% capacity, check Tesla’s current terms.

Used

Buying a used Tesla.

From Tesla

  • Warranty. Tesla’s Pre-Owned warranty covers only certified cars bought directly from Tesla. Otherwise the rest of the original warranty follows the car when ownership is transferred through Tesla.
  • FSD (Supervised). Whether it comes with the car depends on the previous owner. Check on the car: Controls > Software.
  • Transfers. “The Full Self-Driving (Supervised) Transfer Program ended on March 31, 2026.”
  • Battery. Controls > Service > Battery Health. Ask the seller to show that screen or a completed test.

Common-sense checks, not from Tesla

  • Get a vehicle history report.
  • Confirm the title is clean and any lien is released.
  • Have the seller complete the ownership transfer in the Tesla app.
  • Check for open safety recalls by VIN.
  • Inspect the tires, glass and body panels.
More for a used buyer

If the previous owner subscribed to FSD (Supervised), you subscribe on your own Tesla Account. If they bought it outright and did not transfer it, it stays with the car. Asked whether it can move to another account or another Tesla, Tesla answers “No.”

Where a car has the full Battery Health Test, it can take up to 24 hours, so it cannot be run during a showing. Service history is under Controls > Service > Maintenance and stays with the car through a factory reset.

A certified pre-owned Tesla keeps the rest of the 4-year or 50,000-mile basic warranty, then gets “additional coverage of 1 year or 10,000 miles.” If the basic warranty has already expired, coverage is 1 year or 10,000 miles from delivery. The balance of the original battery and drive unit warranty still applies.

An owner sees what is left in the Tesla app under Specs & Warranty. Whether a used Tesla sold by Tesla itself includes FSD (Supervised): check Tesla’s current terms.

Sources.

All sources, read November 5, 2026

Prices and terms change: check Tesla’s current terms.

Not insurance or financial advice. Not affiliated with Tesla.

Protect your Tesla with PPF and wraps at TeslaWrapper.com.

Ready to change the lookof your Tesla?

Tell us the model and the finish you have in mind. We’ll come back with a price and a realistic completion window — no obligation.

Appointment only — we work on one vehicle at a time.

Tesla Commute Savings Calculator: Gas vs Model Y | TeslaWrapper